As we kick off 2026, the IRS has released updated tax brackets with inflation adjustments, keeping the seven progressive rates: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. For single filers, the top 37% rate kicks in above $640,600, while married couples filing jointly hit it over $768,700. These tweaks reflect ongoing trends toward inflation-proofing, but with the One Big Beautiful Bill (OBBB) from 2025, expect bigger refunds for many due to enhanced deductions.

What does this mean for you? If your income edges into a higher bracket, strategic planning—like maxing retirement contributions—can keep more in your pocket. Trends show more Americans in the gig economy facing bracket surprises from variable income. Don't guess; a pro review ensures you're not overpaying.

Facing bracket creep in 2026? Contact our tax services team for a personalized consult.